Micro investments - in P2P Loans, Gold and MFs - from roundups of spends are theoretically exciting. It would be interesting to see if ecommerce firms enable investing as an add-on at cart checkout.
People without much financial history takes small ticket size loans to buy products - this segment is being disrupted by embedded finance. Means the online shopping industry. 70% of iphones in India are sold on EMI.
Micro investments - in P2P Loans, Gold and MFs - from roundups of spends are theoretically exciting. It would be interesting to see if ecommerce firms enable investing as an add-on at cart checkout.
People without much financial history takes small ticket size loans to buy products - this segment is being disrupted by embedded finance. Means the online shopping industry. 70% of iphones in India are sold on EMI.
Embedded finance is actually a much larger opportunity, including compliance tech, insurance etc. Credit is just one of the various sub-niches.
agreed